Buying your next home?
See our home loan tools, articles and resources to help you explore your home loan options. We'll help you get to a good place.
Equipment or car lease
Power your business with flexible equipment or car leasing and avoid big up-front costs. Most businesses enjoy customised lease payments and the freedom to choose the next steps at the end of the lease term.
It’s an affordable way to keep your business moving forward!
Jump to
How does an equipment or car lease work?
We purchase the asset
Apply for your equipment or car lease and once approved, ANZ will arrange to purchase your asset.
Lease it from us
Your business then leases the asset from ANZ, paying regular instalments over the agreed term.
Flexible options at the end
You can choose to return the asset, enter into a new lease or upgrade to a new asset.
$0 monthly admin fee
With a new ANZ equipment or car lease, you won't get charged a monthly administration fee.
No additional security needed
The equipment or vehicle acts as security for your lease. Personal guarantees may also be required from Company Directors.
Customised repayments
Customise your repayments to suit the ups and downs of your business' cash flow.
Interest rate often fixed for lease term
A fixed rate lease gives cashflow certainty, but fixed rates may not suit everyone.*
*Early repayment fees and charges, which may be significant, may apply if you make early or additional repayments or repay your loan early.
Is my business eligible for an equipment or car lease?
To check if your business is eligible for an equipment or car lease, please ensure:
- You are an Australian citizen or permanent resident
- You are 18+ years of age
- You have a current ABN number
- You are a sole trader, partner, or director of the business entity
- You are financing an asset mostly for business use
Equipment or car lease
Tailored pricing to match the needs of your business. Get a quote for your equipment or car lease to see indicative interest rates, fees and repayments. Speak to a business banker today.
Minimum lease amount | $7,500 |
|---|---|
Monthly admin fee | $0* * Applies to new contracts only |
Lease terms available | 1 year to 7 years |
An Establishment fee applies to all asset finance applications. See Fees and charges for further details. Terms and conditions available on application. All applications for credit are subject to ANZ's normal credit approval criteria.
Check you're eligible for an equipment or car lease.
Book an appointment to speak with a business banking specialist.
Speak with our specialist who will guide you through the process of applying.
Once we have all documents and if approved, we'll provide you with the lease documents. Once they are signed and returned, we'll pay the vendor and you can collect your asset.
Unlock discounts on energy efficient upgrades
Looking to make the switch to energy efficient assets? ANZ, with the Clean Energy Finance Corporation (CEFC), offers discounts on approved products like electric vehicles, solar panels and more. It’s your chance to make a sustainable choice and save while you’re at it!
Interest rates
0.80% p.a. discount on your standard asset finance rate.
Features and benefits
- Reduces the interest rate on eligible equipment finance options by 0.80% p.a.
- An ANZ business banking specialist will work with you to confirm asset eligibility.
Book a phone appointment
Book a phone appointment with an ANZ business banking specialist at a time that suits you.
A banker can help you with:
- All asset finance types
- Financing for most vehicle and equipment types
- Rapid replacements options
- Energy efficient asset eligibility
- Quotes valid for 7 days
Call us
Want to discuss new or existing ANZ business banking or need help with general enquiries?
Mon-Fri 8am to 6pm (AEST)
Accessible banking
Our aim is to make ANZ products and services more accessible and inclusive.
Financial hardship
If you’re experiencing vulnerability or having trouble making repayments on your loan or credit card, get in touch and together we can work on a plan to get you back on track.
Interest rates are current as at and are subject to change.
Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.
ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF) before acquiring the product.
This is general information only and does not constitute tax advice. We recommend you obtain independent advice from a financial planner and registered tax agent if you are considering whether this product is right for you.
Products are available to approved applicants for business purposes only. Asset must be used for business purposes only, minimum amount $7,500. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.