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Vehicle and equipment finance
Need to fuel your business growth without running on empty? With Vehicle and Equipment Finance, you can get the assets you need while keeping your cash reserves intact.
Take a look at our flexible finance options to keep your business moving forward.
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Vehicle and Equipment Finance options
Why choose Vehicle and Equipment finance?
Business car loan
Whether it’s a new or used car, truck or van, this loan allows you to get the vehicle you need without impacting your cash reserves.
Features and benefits
- Apply in minutes with ANZ GoBiz.
- Fully secured by the vehicle. Personal guarantees may also be required from Company Directors.
- Tailored repayment options.
Business equipment loan
From agricultural machinery to office equipment, whatever your need, we can help with equipment finance for your business to run and grow.
Features and benefits
- $0 deposit needed. disclaimer
- Equipment secures the loan. Personal guarantees may also be required from Company Directors.
- Tailored repayment options.
Other vehicle and equipment finance options
Choose the finance option that best suits your business' needs.
Equipment or car lease
We purchase the asset and lease it back to your business for an agreed term. You can then return the asset, enter a new lease or upgrade to a new asset.
Features and benefits
- Flexible options at the end of the lease.
- Choose from 1 to 7 year term.
- Repayments to suit your business.
Hire purchase
We purchase the asset and your business hires it from us for an agreed term. At the end of the term and once you’ve made all payments, the equipment is yours.
Features and benefits
- Asset is yours once fully paid.
- Choose from 1 to 7 year term.
- Flexible repayment options.
The ANZ Energy Efficient Asset Finance Program, co-funded with the Clean Energy Finance Corporation (CEFC), helps businesses invest in smarter, more sustainable assets.
Eligible businesses can access a 0.80% p.a. discount on their asset finance rate on a range of approved energy‑efficient assets, including:
- Electric and hybrid vehicles
- Solar panels and renewable energy systems
- Wind turbines and other energy‑saving equipment
Features and benefits
- Reduces the interest rate on eligible vehicle and equipment finance options by 0.80% p.a.
- Available for small and medium businesses
- An ANZ business banking specialist can work with you to confirm asset eligibility
Book a phone appointment
Book a phone appointment with an ANZ business banking specialist at a time that suits you.
A banker can help you with:
- All asset finance types
- Financing for most vehicle and equipment types
- Rapid replacements options
- Energy efficient asset eligibility
- Quotes valid for 7 days
Call us
Want to discuss new or existing ANZ business banking or need help with general enquiries?
Mon-Fri 8am to 6pm (AEST)
Accessible banking
Our aim is to make ANZ products and services more accessible and inclusive.
Financial hardship
If you’re experiencing vulnerability or having trouble making repayments on your loan or credit card, get in touch and together we can work on a plan to get you back on track.
If approved, you may not have to pay a deposit for your chosen asset.
ReturnTerms and conditions, eligibility and credit criteria apply for ANZ’s rapid replacement process, including:
- Your proposed monthly repayments on the asset finance facility are equal to, or less than, your existing monthly repayments.
- You are replacing your asset finance facility (fully paid out up to 90 days prior to ANZ approval) with a new ANZ asset finance facility.
- Your existing asset finance facility has been established for a minimum of 12 months.
- Your total business borrowings with ANZ are less than $1.5 million including the funding under the replacement application.
- You must be an ANZ business customer
- You have not opened a new commercial lending facility in the last 90 days, with ANZ or any other financial institution.
- Finance up to $200,000 for motor vehicles and $500,000 all other assets accepted by ANZ.
- You satisfy the credit criteria.
- The term and the age of the asset being financed meet ANZ's credit requirements.
- All other ANZ asset finance policies and procedures apply.