Buying your next home?
See our home loan tools, articles and resources to help you explore your home loan options. We'll help you get to a good place.
Business car loan
Need a new ride for your business? Our business car loan makes it easy to get behind the wheel without burning through your cash reserves.
With flexible terms, competitive rates, and ownership at the start line, you’ll be on the road in no time.
Apply online in just 20 minutes.
Get a quote and apply Book an appointment
Jump to
Already have a valid quote? You can retrieve your quote and apply online.
You can apply in 20 minutes. We review your application with a secure one-time connection to your accounting software.
Rev up your business with our vehicle finance offer this EOFY
- Fixed rate from disclaimer
- Get faster approval when you upgrade an existing financed vehicle
- Save a further 0.80% p.a. when you finance an eligible energy efficient vehicle (only available via a banker)
Applies to new and demo cars, utes, vans and trucks only.
Buying used? Get a tailored rate when you talk to an ANZ business banking specialist.
Get online vehicle quoteBook an appointment
Applications must be approved by 30 June 2025 and be submitted directly to ANZ. Standard terms and conditions, and credit criteria apply.
No deposit required
If your business car loan is approved, you may not have to pay a deposit for your chosen asset.
Flexible options
1-7 year terms available on this business vehicle loan, with an optional balloon payment.
Secured by the vehicle
The vehicle acts as security for your loan with no extra security needed. Personal guarantees may also be required from Company Directors.
Rapid vehicle replacement
Get faster approval when you upgrade from an existing financed vehicle.disclaimer
Interest rate is often fixed for the term of the loan
A fixed rate business car loan gives cashflow certainty, but fixed rates may not suit everyone.*
*Early repayment fees and charges, which may be significant, may apply if you make early or additional repayments or repay your loan early.
Is my business eligible for a business car loan?
To check if your business is eligible for a business car loan, please ensure:
- You are an Australian citizen or permanent resident
- You are 18+ years of age
- You have a current ABN number
- You are a sole trader, partner, or director of the business entity
- You are financing for a car, van, ute, truck, bus or trailer, mostly for business use (exclusions apply)
Need finance for something else (eg. machinery, office equipment)? See business equipment loan
Business car loan
Pricing is tailored to your business' needs. Get a quote for your business car loan to see indicative interest rates, fees and repayments that apply to your business.
Minimum car loan amount | $7,500 |
|---|---|
Monthly admin fee | $0* * Applies to new contracts only |
Loan terms available | 1 year to 7 years |
An Establishment fee applies to all asset finance applications. See Fees and charges for further details. Terms and conditions available on application. All applications for credit are subject to ANZ's normal credit approval criteria.
Check you're eligible for a business car loan.
Get a quote online which calculates your interest rate and repayments.
Apply online in just 20 minutes, or book an appointment with an ANZ business banking specialist.
Once we have all documents and if approved, we'll provide you with the loan documents. Once they are signed and returned we'll pay the vendor and you can collect your vehicle.
For an instant quote and apply online...
For a quote valid for 7 days...
Note: Online vehicle quotes expire when you leave the website and you can generate a new one at any time. Banker-generated quotes are valid for 7 days. Your business may need to meet additional criteria if applying online.
Want to go energy efficient? You may get a rate discount on your car loan
The ANZ Energy Efficient Asset Finance Program, a co-funding finance program with the Clean Energy Finance Corporation (CEFC), offers discounted rates on approved energy efficient vehicles such as electric or hybrid cars.
Interest rates
0.80% p.a. discount on your standard asset finance rate.
Features and benefits
- Reduces the interest rate on eligible vehicle and equipment finance options by 0.80% p.a.
- An ANZ business banking specialist will work with you to confirm asset eligibility.
Book a phone appointment
Book a phone appointment with an ANZ business banking specialist at a time that suits you.
A banker can help you with:
- All asset finance types
- Financing for most vehicle and equipment types
- Rapid replacements options
- Energy efficient asset eligibility
- Quotes valid for 7 days
Call us
Want to discuss new or existing ANZ business banking or need help with general enquiries?
Mon-Fri 8am to 6pm (AEST)
Accessible banking
Our aim is to make ANZ products and services more accessible and inclusive.
Financial hardship
If you’re experiencing vulnerability or having trouble making repayments on your loan or credit card, get in touch and together we can work on a plan to get you back on track.
ANZ's Vehicle Finance fixed rate offer:
- The fixed rate applies to approved asset finance applications that are quoted through ANZ direct sales channels only.
- Offer eligible to new and existing ANZ Customers.
- For new and demo cars, utes, vans, and trucks only. Applications must be approved by 30 June 2025. All other asset finance policies and procedures apply.
- This offer is applicable for the ANZ Chattel Mortgage only. Loan term up to 5 years.
- The offer is available for new or additional lending only (not loan restructures). Additional lending is subject to other eligibility criteria.
- It cannot be used with, or in addition to any other promotion (unless otherwise stated), and it may be withdrawn or changed by ANZ at any time without prior notice.
- Offer can be used in conjunction with the ANZ Energy Efficient Asset Finance Program, a co-funding finance program with the Clean Energy Finance Corporation (CEFC). The discounted rates on approved energy efficient assets can only be applied via an ANZ business banking specialist.
- The applicant’s total business borrowings with ANZ, including new loan funds as part of the application and any borrowings held by related entities, must be less than $1.5 million.
- Loan purpose and asset must be acceptable to ANZ.
- All other terms and conditions, fees and charges, eligibility and credit approval criteria for ANZ Asset Finance apply.
Terms and conditions, eligibility and credit criteria apply for ANZ’s rapid replacement process, including:
- Your proposed monthly repayments on the asset finance facility are equal to, or less than, your existing monthly repayments.
- You are replacing your asset finance facility (fully paid out up to 90 days prior to ANZ approval) with a new ANZ asset finance facility.
- Your existing asset finance facility has been established for a minimum of 12 months.
- Your total business borrowings with ANZ are less than $1.5 million including the funding under the replacement application.
- You must be an ANZ business customer
- You have not opened a new commercial lending facility in the last 90 days, with ANZ or any other financial institution.
- Finance up to $150,000 for motor vehicles and $500,000 all other assets accepted by ANZ.
- You satisfy the credit criteria.
- The term and the age of the asset being financed meet ANZ's credit requirements.
- All other ANZ asset finance policies and procedures apply.