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Vehicle and equipment finance
Need to fuel your business growth without running on empty? With Vehicle and Equipment Finance, you can get the assets you need while keeping your cash reserves intact.
Take a look at our flexible finance options to keep your business moving forward.
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Vehicle and Equipment Finance options
Rev up your business with our vehicle finance offer this EOFY
- Fixed rate from disclaimer
- Get faster approval when you upgrade an existing financed vehicle
- Save a further 0.80% p.a. when you finance an eligible energy efficient vehicle (only available via a banker)
Applies to new and demo cars, utes, vans and trucks only.
Buying used? Get a tailored rate when you talk to an ANZ business banking specialist.
Get online vehicle quoteBook an appointment
Applications must be approved by 30 June 2025 and be submitted directly to ANZ. Standard terms and conditions, and credit criteria apply.
Business car loan
Whether it’s a new or used car, truck or van, this loan allows you to get the vehicle you need without impacting your cash reserves.
Features and benefits
- Apply in minutes with ANZ GoBiz.
- Fully secured by the vehicle. Personal guarantees may also be required from Company Directors.
- Tailored repayment options.
Business equipment loan
From agricultural machinery to office equipment, whatever your need, we can help with equipment finance for your business to run and grow.
Features and benefits
- $0 deposit needed. disclaimer
- Equipment secures the loan. Personal guarantees may also be required from Company Directors.
- Tailored repayment options.
Other vehicle and equipment finance options
Choose the finance option that best suits your business' needs.
Equipment or car lease
We purchase the asset and lease it back to your business for an agreed term. You can then return the asset, enter a new lease or upgrade to a new asset.
Features and benefits
- Flexible options at the end of the lease.
- Choose from 1 to 7 year term.
- Repayments to suit your business.
Hire purchase
We purchase the asset and your business hires it from us for an agreed term. At the end of the term and once you’ve made all payments, the equipment is yours.
Features and benefits
- Asset is yours once fully paid.
- Choose from 1 to 7 year term.
- Flexible repayment options.
Book a phone appointment
Book a phone appointment with an ANZ business banking specialist at a time that suits you.
A banker can help you with:
- All asset finance types
- Financing for most vehicle and equipment types
- Rapid replacements options
- Energy efficient asset eligibility
- Quotes valid for 7 days
Call us
Want to discuss new or existing ANZ business banking or need help with general enquiries?
Mon-Fri 8am to 6pm (AEST)
Accessible banking
Our aim is to make ANZ products and services more accessible and inclusive.
Financial hardship
If you’re experiencing vulnerability or having trouble making repayments on your loan or credit card, get in touch and together we can work on a plan to get you back on track.
ANZ's Vehicle Finance fixed rate offer:
- The fixed rate applies to approved asset finance applications that are quoted through ANZ direct sales channels only.
- Offer eligible to new and existing ANZ Customers.
- For new and demo cars, utes, vans, and trucks only. Applications must be approved by 30 June 2025. All other asset finance policies and procedures apply.
- This offer is applicable for the ANZ Chattel Mortgage only. Loan term up to 5 years.
- The offer is available for new or additional lending only (not loan restructures). Additional lending is subject to other eligibility criteria.
- It cannot be used with, or in addition to any other promotion (unless otherwise stated), and it may be withdrawn or changed by ANZ at any time without prior notice.
- Offer can be used in conjunction with the ANZ Energy Efficient Asset Finance Program, a co-funding finance program with the Clean Energy Finance Corporation (CEFC). The discounted rates on approved energy efficient assets can only be applied via an ANZ business banking specialist.
- The applicant’s total business borrowings with ANZ, including new loan funds as part of the application and any borrowings held by related entities, must be less than $1.5 million.
- Loan purpose and asset must be acceptable to ANZ.
- All other terms and conditions, fees and charges, eligibility and credit approval criteria for ANZ Asset Finance apply.
Terms and conditions, eligibility and credit criteria apply for ANZ’s rapid replacement process, including:
- Your proposed monthly repayments on the asset finance facility are equal to, or less than, your existing monthly repayments.
- You are replacing your asset finance facility (fully paid out up to 90 days prior to ANZ approval) with a new ANZ asset finance facility.
- Your existing asset finance facility has been established for a minimum of 12 months.
- Your total business borrowings with ANZ are less than $1.5 million including the funding under the replacement application.
- You must be an ANZ business customer
- You have not opened a new commercial lending facility in the last 90 days, with ANZ or any other financial institution.
- Finance up to $150,000 for motor vehicles and $500,000 all other assets accepted by ANZ.
- You satisfy the credit criteria.
- The term and the age of the asset being financed meet ANZ's credit requirements.
- All other ANZ asset finance policies and procedures apply.
If approved, you may not have to pay a deposit for your chosen asset.
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