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Franchise banking

ANZ works with the largest network of franchisors in Australia and our expert team are here to help you succeed on your franchise journey.

Whether you’re a new or existing franchise owner, we’ll get to know your business and your goals so you can access tailored financial solutions that support your business at every stage.

Why choose ANZ franchise banking?

When you're running a franchise, you need a banking partner that understands your business model and can keep you growing.

  • A dedicated team of franchise experts to support you at every stage, from opening your first site to planning for expansion.
  • Personalised finance options and streamlined assessments for both Preferred and Generalist franchises.
  • Segment specialists with deep industry knowledge across key sectors including QSR, retail, wellness, lifestyle, business services and more.
  • Growth and acquisition funding designed to unlock the value of your existing business and support your next purchase.
  • Transaction banking solutions featuring online platforms, access arrangements and seamless integration with accounting software.
Illustration business product – business loan

Preferred franchising

ANZ is proud to work with Australia’s largest panel of preferred franchisors, offering franchisees improved loan-to-value ratios, custom financing options and specialist support.

How we can help

Business funding

Flexible, tailored finance solutions to support your acquisition or growth goals.

See business loans

Transaction banking

Easy cash flow management tools, same day reconciliation and award-winning credit cards for every business.

See business banking

Asset finance

From vehicle purchases to fit-out financing, get the assets you need while keeping your cash reserves intact.

See asset finance

Private banking

ANZ Private works with high-net-worth individuals and families supporting them to protect, manage and grow their wealth

See private banking

Merchant services

In partnership with Worldline, we deliver end-to-end payment solutions for in-store, online and mobile transactions.

See merchant services

Tools and templates

Here are some practical resources to help plan for your franchise and prepare your funding application.

Set yourself up for success by creating a detailed and realistic business plan that clearly outlines how you intend to run your franchise. 

Business plan template (PDF)

A 12-month cash flow forecast can help you better understand your business and apply for funding. Use our handy template to get started.

Cash flow forecast template (xls)

Ready to apply? Use our business lending checklist to keep track of what you’ll need.

Business lending checklist (PDF) 

Resources and articles

Franchise Council of Australia

The Franchise Council of Australia Limited is the peak body for the $174 billion franchise sector in Australia, representing franchisees, franchisors and service providers to the sector.

The Franchise Council of Australia

FRANdata

FRANdata has been supplying credible information to support key franchise decisions for more than 35 years.

FRANdata

The Franchise Registry

The Franchise Registry is the only registry of Australian franchise systems and lists all franchise brands known to be operating in Australia.

The Franchise Registry

Franchising guide

Better understand the financial and legal requirements of buying and running a franchise and how it compares to other businesses.

Business.gov.au

Industry enquiry illustration

Talk to an ANZ franchise banking specialist

Our team can help you understand your options and provide a personalised banking and finance plan so that you can achieve your goals sooner.

Send us an email and we’ll be in touch as soon as possible.

Email ANZ Franchise Banking

Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.

ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF) before acquiring the product.

Temporary service interruptions may occur. Technical requirements apply.

This page contains only general information which is subject to change and is not a substitute for commercial judgement or professional advice. This information does not take into account your personal and financial needs, particular objectives and/or circumstances, and you should seek appropriate independent advice (which may include property, legal, financial, taxation and accounting advice) before making any decisions, investing, or acting on it.

Tools, templates, checklists, and calculators (“ANZ Tools”) linked or referred to on this page, are only some of many ways to analyse a business or industry, or to assist your planning and business decision making. You should seek the assistance of your accountant, business or other advisor when either planning for or analysing your business.

To the extent permitted by law, all members of the ANZ group of companies, their employees, officers and contractors (“ANZ“), offer no warranty and disclaim liability or responsibility to any person for any actions, claims, costs, demands, liability, or direct or indirect losses or damage that may result from using or relying on the information set out in the anz.com pages or the ANZ Tools, and / or any act, omission or error, by any person in relation to them.  To the extent permitted by law, ANZ makes no warranty and has no liability in respect of your use and reliance. ANZ Tools are also subject in many cases to further specific cautionary wording and disclaimers which you should read.

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