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Our Environmental, Social and Governance (ESG) approach

Our purpose at ANZ is to shape a world where people and communities thrive. We're focused on integrating our purpose and ESG approach into our business strategy. This has created opportunities for us to better serve our customers and generate long-term shareholder value.

Our ESG approach is focused on three key areas - financial wellbeing, environmental sustainability and housing - where we're responding to complex societal issues central to our customers and business strategy. 

Focus areas

Financial wellbeing

Improving the financial wellbeing of our customers, employees and the community at large by helping them make the most of their money throughout their lives.

More about financial wellbeing

Environmental sustainability

Supporting household, business and financial practices that improve environmental sustainability.

More about environmental sustainability

Housing

Improving the availability of suitable and affordable housing options for all Australians and New Zealanders.

More about housing

ESG targets

Each year, we set public targets that reflect our strategic priorities and respond to our most material Environmental, Social and Governance (ESG) issues. We regularly review and report on our progress in publicly-available reports. Below is a snapshot of some of our key initiatives.

ESG performance snapshot

Target to fund and facilitate at least           $100 billion

by end 2030 in social and environmental activities through customer transactions and direct investments by ANZ.

Environmental sustainability

Established 14 new MoneyMinded partnerships

since October 2020 to deliver MoneyMinded to more lower income people across the markets we operate in.

ANZ MoneyMinded program

$6.48 billion

funded and facilitated in affordable, accessible and sustainable homes to buy and rent (as at 30 September 2024).

Affordable housing

Further information

ESG policies and practices

Integrating ESG and purpose into our strategy has created an opportunity for us to better serve our customers and generate long-term shareholder value. Our ESG policies and practices support us in achieving our strategy and focus on responding to our most material ESG risks and opportunities.

ESG policies and practices

Human rights

ANZ seeks to support and respect the human rights of our employees, customers and the people in our communities. We expect the same commitment to human rights from everyone who works for, or with, us including our employees and people with whom we have business relationships.

Human rights

Environmental sustainability

We want to be the leading Australia- and New Zealand-based bank in supporting customers' transition to net zero emissions by 2050.

Environmental sustainability

Materiality

We engage with internal and external stakeholders through our annual materiality assessment. The results help inform our strategy, business practices – including Group Performance Framework – ESG targets and external reporting. Our approach considered our impact of ESG issues on the economy, environment, and people, including impacts on their human rights, as well as the impact ESG issues may have on our operating performance. Further details including the outcomes of our most recent materiality assessment can be found in our ESG reporting.

ESG reporting

ANZ's 2024 Environment, Social and Governance (ESG) Supplement

This report provides stakeholders with information on ANZ's focus on bringing our purpose to life through elevating areas facing significant societal challenges aligned with our strategy and reach. It includes performance against our ESG targets and our management of material ESG issues. Released 8 November 2024.

2024 ESG Supplement (PDF 18.5MB)

Reporting

2024 ESG Supplement

This report provides stakeholders with information on ANZ's focus on bringing our purpose to life through elevating areas facing significant societal challenges aligned with our strategy and reach. It includes performance against our ESG targets and our management of material ESG issues. Released 8 November 2024.

PDF 18.5MB

2024 ANZ ESG Data and Frameworks Pack

Our 2024 ESG Data and Frameworks Pack includes ESG performance data (and  comparatives) and how we have reported against international ESG reporting standards and frameworks. Released 8 November 2024.

XML 1MB

2024 Climate-related Financial Disclosures

Our 2024 Climate-related Financial Disclosures outline progress towards implementing our Climate Change Commitment and how we have been supporting our customers to date. This lays the foundation for us to deliver on our five-year Climate and Environment Strategy, approved in October 2024, to support an effective and orderly transition in coming years. Released 8 November 2024.

PDF 8.6MB

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