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Domestic Money Transfers

When payments exceed your Pay Anyone limit, send your money securely to another person within Australia using a Domestic Money Transfer (Telegraphic Transfer).

What is a Domestic Money Transfer?

Domestic Money Transfers or Domestic Telegraphic Transfers allow you to send funds to an account with another financial institution with Australia. Payments can sometimes be received within the same business day, but processing delays may occur.

Domestic Money Transfers are perfect for high value payments that can’t be made using the ANZ App or Internet Banking.

Fees

A Domestic Money Transfer fee of $28 is applicable per transaction.

Additional charges may also apply, please refer to your applicable ANZ account terms and conditions.

quick and easy

Make fast payments in the ANZ App and Internet Banking

You can use the ANZ App or Internet Banking to make fast and/or large payments. Review and/or increase your Pay Anyone limit if needed. If limits aren’t sufficient, you can make payments using multiple channels in a day (i.e. combine the daily ANZ App and ANZ Internet Banking Pay Anyone limits), schedule payments over multiple days or use a Domestic Money Transfer.

How to make a Domestic Money Transfer

Make a Domestic Money Transfer via the ANZ Contact Centre

Confirm all account details are correct, both your account details and the payee’s.

Review the terms and conditions.

Contact the ANZ International Payment Team on 1800 352 535 or +61 3 9683 9999, if calling from overseas, between 8am – 8pm (Sydney/Melbourne time) Monday to Friday.

Make a Domestic Money Transfer at an ANZ Branch

Confirm your account is eligible to send a Domestic Money Transfer.

Complete the Domestic Telegraphic Transfer Form and read the terms and conditions on pages 2 and 3.

Take your completed form and photo identification into your local ANZ Branch.

The team at the branch will process the payment as per your instructions.

Tip: To follow up on an existing Domestic Money Transfer, contact ANZ International Support Centre on 1800 681 683 or +61 3 8565 7229, if calling from overseas, between 8am – 5pm (Sydney/Melbourne time) Monday to Friday.

Other payment options

  • International Money Transfer

    Send money overseas with international payments & money transfers to more than 250 destinations from ANZ. Start sending money overseas today.

  • Future Payments

    Plan your future payments with the ANZ App and Internet Banking. Learn how to quickly change, skip or delete payments. That's handy!

  • BPAY® payments

    Bills are never fun but at least BPAY makes paying them quick and easy. It’s as painless as paying a bill can be.

FAQs

If you want to make a payment that is more than the individual Pay Anyone channel limit in a single day, you can:

  • Make payments using multiple channels in a day (i.e. combine the daily Pay Anyone limits of ANZ App and ANZ Internet Banking);
    • e.g.: To make a payment of $50,000, you can make a payment of $25,000 in the ANZ App using Voice ID and then the remaining $25,000 in ANZ Internet Banking using ANZ Shield
  • Split your payments over multiple days;

  • Schedule future payments from the ANZ App to occur over multiple days; or
    • Your Future Pay Anyone payment limit in the ANZ App is separate and additional to your Today Pay Anyone payment limit.​
  • Make a Domestic Money Transfer
    • Fees apply - find out more here

Need more help?

Message us

For fast support, message us in the ANZ App. Available 24/7.

Contact us

Don’t have the ANZ app? Download it now or find other ways to contact us.

Visit us

Find your local branch and book an appointment to visit us.

Refer to ANZ’s terms and conditions for further information on processing times.

The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.

BPAY® is registered to BPAY Pty Ltd ABN 69 079 137 518.

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