Fraud protection.
Now it's personal.
ANZ Falcon® technology monitors millions of transactions every day to help keep you safe from fraud.
Falcon® is a registered trademark of Fair Issac Corporation.
Banking with ANZ means we've got your back. Your personal details and sensitive banking information are protected with multiple security measures, helping to keep your money safe.
Our fraud detection technology, ANZ Falcon®, keeps a watchful eye over your banking activity to learn the difference between you and fraud. By analysing your banking behaviour, it can recognise, flag and identify suspicious transactions.
Verify transactions with an SMS one-time passcode, Voice ID or ANZ Shield. For ANZ Plus accounts, two-step security is via the ANZ Plus app, using your Access PIN or biometrics like Selfie ID.
Our Customer Protection Team is available 24/7. Please contact them if you notice a suspicious transaction on your account or if you think your banking details have been compromised.
If you forget to log out of online banking, we’ll automatically time-out your session, to avoid your banking details getting into the wrong hands.
We reimburse you for card fraud, as long as you comply with the product T&Cs, tell us promptly and didn't contribute to the loss.
See our security measures in action. Use our bank account comparison tool to find a term deposit, everyday transaction or savings account to suit you.
See our articles on common types of scams affecting Australians today. Learn how to spot them so you can help keep you and your family safe.
Stay informed about the latest scams, fraud and security alerts, and learn what to do and who to contact if you're affected.
Join ANZ Plus, our latest digital way to bank, and get extra layers of security like Selfie ID and a dynamic CVV, to help protect you from fraud.
You're protected anywhere, anytime with our anti-fraud technology, ANZ Falcon®. You can also cancel, replace or temporarily block your card if you need.
Protect your company, staff and customers with our security services and business fraud prevention tips.
ANZ ATMs come with in-built ATM features to help protect you from security threats like card skimming.
Falcon® is a registered trademark of Fair Isaac Corporation.
The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
ANZ App for Android is only available on Google Play™. ANZ App for iPhone is only available from the App Store.