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Key points
- Dash cams may help support safer driving and insurance claims
- Some insurers may offer discounts for dash cam users
- Choose the right model based on your driving style and needs
What is a dash cam?
A dash cam (short for dashboard camera) is a small device that records video from your car while you drive. Most dash cams attach to the windscreen and start recording when the engine turns on. Some offer both front and rear coverage, GPS tracking, and even “parking mode” to capture footage when your car is off.
Why use a dash cam?
Support insurance claims
Dash cam footage can provide an impartial record of events, which can be beneficial in case of disputes or claims. However, most Australian insurance companies don’t offer discounts for owning a dash cam, as it doesn’t significantly affect the risk of accidents or the probability of claims.
While you’re here, you may wish to have a look at our range of car insurance options: Comprehensive, Third Party Fire and Theft, and Third Party Property Damage.
Deter theft and vandalism
With “parking mode” activated, a dash cam continues recording while your car is off, capturing any suspicious activity nearby.
Encourage safer driving
Knowing your actions are being recorded often leads to more mindful driving.
Helpful for learner drivers
Dash cam footage can be used to review trips and improve driving skills, useful for learners and supervising drivers alike.
Choosing the right dash cam
When comparing dash cams, things to look for include:
- Video quality – 1080p or higher is ideal for clear footage
- Wide field of view – captures more of the road
- Front and rear coverage – extra visibility can be valuable
- Loop recording – automatically overwrites old footage
- GPS tracking – adds location context to your videos
- App connectivity – helps you access and share clips easily
Models can range from budget to premium – take your pick based on your needs and how often you drive.
Installation: DIY or professional?
Most dash cams are designed for easy self-installation, attaching to the windscreen with suction cups or adhesive mounts. They typically plug into your car’s 12V socket and start recording automatically.
If you want a cleaner look or access to “parking mode” features, you may want to consider professional hardwiring. This connects the dash cam directly to your vehicle’s power supply and often includes a voltage cut-off to prevent battery drain.
Tip: However you install it, you need to make sure the dash cam doesn’t obstruct your view of the road. It’s a legal requirement in every state.
What happens to the footage?
Dash cams store video on a microSD card, often using loop recording, meaning old footage is overwritten once the card is full. Some premium models offer cloud storage or remote upload features via mobile apps.
It’s important to be aware of local privacy laws when using or sharing dash cam footage. For example, recording private conversations without consent may be illegal, and publishing footage of people without their permission (like pedestrians or other drivers) could breach privacy guidelines.
Reminder: Always follow your state or territory’s laws around in-car recording, consent, and the use of footage.
Are dash cams legal in Australia?
Yes, dash cams are legal across Australia. Here are some important points to be aware of:
- It must not block your view of the road and traffic ahead
- Avoid recording private conversations without consent
- Follow any relevant road and privacy laws in your state or territory
If you’re unsure, it’s best to check your local guidelines.
Quick wrap: benefits of dash cams
- Record incidents as they happen
- Help deter theft and vandalism
- Useful for learner drivers and families
- Support faster, clearer insurance claims
- May assist your insurer in waiving your excess if you make a claim
Conclusion
Dash cams are becoming more common for good reason. They provide peace of mind; help protect against disputes and can even encourage better driving. They’re not essential, but for many Australians, they’re a valuable addition to the car.
Frequently asked questions
Can dash cam footage be used in court?
Yes. It can be used in both legal proceedings and insurance investigations.
Do dash cams drain your battery?
Generally, no. When installed properly, they use minimal power or operate via a separate battery pack.
Will all insurers give me a discount for having a dash cam?
Not all, but some do. It’s worth checking with your insurer directly.
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