Buying your next home?
See our home loan tools, articles and resources to help you explore your home loan options. We'll help you get to a good place.
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It's not every day that you apply for a home loan. Whether you're just starting out with your first home or need a refresher on how things work, we've got you covered.
The information on this page does not apply to ANZ Plus products
Buying your first home can feel like you’ve stepped into a world where everyone speaks a foreign language. Use this jargon buster to look up terms and phrases you may come across along the way. You can also talk to one of our ANZ First Home Coaches. They
Whether you choose a fixed or a variable home loan can depend on your personal preferences. Here, we explore some of the differences between fixed and variable home loans, to help you decide what’s best for you.
Loan to Value Ratio is one of those things you’ll hear about a lot in the world of home loans. It’s important because it may affect your borrowing power. So what is LVR?
If you are finding it difficult to save up a 20% home loan deposit, you may still be able to borrow from a lender to buy a home. However, you may have to pay Lenders Mortgage Insurance (LMI).
An offset account can be a good way to reduce the interest charged on your home loan, while also giving you access to your money whenever you need it. Here’s an explanation of how they work.
Redraw facilities and offset accounts have many similarities. But there are some important differences too.
Want to know more about what it means to defer your home loan? We break down costs, how to get started and your alternatives.
When you take out a mortgage, 30 years of repayments may feel like a daunting prospect. But take heart. There are some simple strategies that could reduce your loan period and save you thousands of dollars in interest.
Negative gearing may be a factor to consider if you're thinking about property investment. Learn more about negative and positive gearing.
The ability to pause home loan repayments brought welcome relief to many in 2020. But with the COVID-19 loan deferral period ending nationwide on 31 March 2021 due to regulatory reasons, restarting your repayments is likely to be a priority.
Redraw lets you access extra principal repayments you’ve made on your loan. This could come in handy if you need some extra cash down the track. So how does it work?
Refinancing your home loan should help you find a loan that better meets your needs. Understand what’s involved with our step by step guide on how to refinance a home loan.
Applying for a home loan can feel overwhelming. Our home loan application guide shows you where to start, takes you through the process and tells you what’s required when applying for an ANZ home loan.
Equity is the difference between the value of your property and how much you owe on it. Find out how unlocking the equity in your home could open up opportunities.
LVR stands for 'Loan to Value Ratio' and it's the amount you’re looking to borrow, calculated as a percentage of the value of the property you want to buy (as assessed by ANZ).
Stamp duty plays a significant role in the Australian real estate scene. This tax is imposed by state and territory governments and has a substantial impact on property transactions.
Mortgage stress is the financial strain experienced by homeowners who are finding it difficult to meet their mortgage repayments.
Our ANZ Home Loan Specialists can help you with a whole range of things, such as:
Get support in a number of ways:
Provide your details and one of our Home Loan Specialists will contact you via phone or email.
Discuss your needs with one of our home loan specialists over the phone or at your nearest branch.
With extended hours, you can get in touch with someone quickly.
Monday-Friday 8am-8pm (Sydney/Melbourne time)
ANZ Mobile Lenders will go the extra mile with the experience and knowledge to navigate all ANZ home loans. Enjoy the convenience of meeting wherever and whenever suits you best. ANZ Mobile Lenders are dedicated ANZ Home Loan Specialists who can provide personalised service where and when it suits you.
Kick things off online and an ANZ Home Loan Specialist will contact you to help with the remainder of the application process.
You can also chat to an ANZ accredited broker for help with your home buying, investing or refinancing needs.
The information on this page does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF) before acquiring any product.
Applications for credit subject to approval. Terms and conditions available on application. Fees and charges apply. Australian credit licence number 234527.
ANZ Mobile Lenders operate as an independently operated ANZ Mortgage Solutions franchise of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527.
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