Fraud protection.
Now it's personal.
ANZ Falcon® technology monitors millions of transactions every day to help keep you safe from fraud.
Falcon® is a registered trademark of Fair Issac Corporation.
Get a Visa Debit card to use locally or overseas
Experience the convenience of an ANZ Access Visa Debit carddisclaimeror ANZ Plus Visa Debit card. Use your own money to make purchases online, in-person or over the phone.
Linked to an eligible ANZ or ANZ Plus account, a Visa Debit card can be used within Australia or overseas,disclaimerwherever Visa is accepted.
- Fast and easy purchases
- Linked to your eligible account
- Use locally or when travelling
A Visa Debit carddisclaimer works like cash, giving you fast and convenient access to the money that you put in your eligible linked account.
With an ANZ Plus Visa Debit card or ANZ Access Visa Debit card you’ll also get great benefits and security measures like fraud detection with ANZ Falcon®.
Pay your way
Whether you’re paying online or in-store, with your digital wallet or physical card, the payment will be made from your linked ANZ Plus Everyday account.
No card? No problem
Add your card to your digital wallet and you’ll be able to do almost everything your card can do, with your phone, watch or wearable.
Accessibility features
Every ANZ Plus Visa Debit card comes with built-in accessibility features making it easier to use.
Protection for your money
We have round-the-clock security provided by ANZ Falcon® to help protect your card. With our ANZ Fraud Money Back Guarantee, you’ll be reimbursed for fraudulent transactions on your card provided you notify us promptly and didn't contribute to the loss.
Shop with your own money
Not everyone feels comfortable using a credit card to make everyday purchases. With a debit card, you shop with the money that you put in your eligible linked ANZ Plus Everyday account.
Spend in more places
Use your ANZ Plus Visa Debit card to make purchases with your own money online, over the phone or overseas wherever Visa is accepted.disclaimer Learn about using your Visa Debit card overseas.
Join ANZ Plus in minutes now
Download the ANZ Plus app to get started – it’s free to join!
You’ll need to:
- Be at least 15 years old
- Have an Australian residential address, and
- Be an individual and use your account for mainly personal use (not business).
Minimum of iOS 15.0 or Android 7.0
Shop with your own money
Not everyone feels comfortable using a credit card to make everyday purchases. With an ANZ Access Visa Debit card, you shop with the money that you put in your eligible linked ANZ everyday account.
No card? No problem
Add your card to your digital wallet and you’ll be able to do almost everything your card can do, with your phone, watch or wearable.
Contactless payments
There’s no PIN required for purchases up to the contactless limit for contactless payments.disclaimer
Protection for your money
We have round-the-clock card security provided by ANZ Falcon® to help protect your card.
Track your spending
Use ANZ Internet Banking and the ANZ App to see money coming in and out of your accounts, schedule payments and more.
Select your card colour
Choose from three options – blue, pink or black – and get the colour that suits your style with an ANZ Access Visa Debit card.
Still curious about the ANZ Access Visa Debit card? Take a look at the FAQs page. You might find the answer you're looking for.
Eligible ANZ everyday accounts
ANZ Access Advantage
The easy-to-use everyday account.
- Make faster paymentsdisclaimer with PayID®
- Monthly account fee waiver available, subject to eligibility criteriadisclaimerdisclaimer
Monthly account service fee
$5
ANZ Access Basic
Affordable banking for Concession and Health Care card holders.disclaimer
- Pay no monthly account service fee
ANZ Pensioner Advantage
If you receive a Centrelink pension or Veterans’ Affairs pension or allowance you may be eligible for this account.disclaimer
- Pay no monthly account service fee
- Earn interestdisclaimerwhen you deposit your eligible pension or allowance into your account. See rates and fees for more details.
ANZ One Offset
An offset account can help you reduce the amount of interest you pay on your home loan.
- Save on interest
- Pay your loan off sooner
- Access the money in your offset account just as you would with a transaction account
Monthly account service fee
$10
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Saving & Transaction Products Terms and Conditions (PDF) and the ANZ Plus Deposit Account T&Cs (as relevant), together with the Financial Services Guide before deciding whether to acquire, or continue to hold, a product. Fees, charges and eligibility criteria may apply.
BPAY® is registered to BPAY Pty Ltd ABN 69079137518.
Falcon® is a registered trademark of Fair Isaac Corporation.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Android, Google Play and the Google Play logo are trademarks of Google Inc.
Eligibility criteria apply to the issue of ANZ Access Visa Debit card.
ReturnTransaction Fees may apply (for example, overseas transaction fees, overseas ATM transaction fees and non-ANZ operator fees). Please refer to the ANZ Personal Banking Account Fees and Charges (PDF), the ANZ Saving & Transaction Products Terms and Conditions (PDF) and the ANZ Plus Deposit Account T&Cs (as relevant) for details.
ReturnThe contactless limit may differ depending on the terminal. For more information on contactless limits, please refer to anz.com/Contactlesspayments
ReturnEligible accounts and payments only – sending and receiving account must be capable of processing faster payments. Technical interruptions may occur and some payments may be delayed e.g. for security screening.
ReturnMonthly account service fee waiver applicable to ANZ Access Advantage accounts if you deposit $2,000 or more by the last business day of the calendar month. You must satisfy the monthly deposit requirement to be eligible for the waiver in a particular month.
ReturnEligibility criteria apply. On application for the waiver by an eligible customer, the monthly account service fee will be waived on one nominated ANZ Access Advantage account. For more information on Exemptions and Concessions please refer to ANZ Personal Banking Account Fees and Charges (PDF).
ReturnRefer to ANZ Savings & Transaction Products Terms and Conditions (PDF) for criteria.
ReturnA banded rate of interest means that different rates of interest apply to different parts of your account balance. For example, the interest we pay on the part of your balance between $10,000 and $50,000 may be different from the rate of interest we pay on the first $9,999 of the balance. Interest rates are variable and subject to change.
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