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Savings calculator
Use our savings calculator to see how you can increase your savings and get closer to your savings goal – be it a deposit for a new home, a holiday or a rainy day.
Looking to earn interest on your savings?
Smash your savings goals
One account designed to help you set and track multiple goals – big or small.
Learn more about interest and fees.
ANZ Online Saver
Earn interest and access your savings anytime online via your linked everyday accountdisclaimer
You could earn:
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standard variable rate (subject to change) + % p.a. bonus rate (for 3 months).disclaimer For new eligible customers.
ANZ Progress Saver
Be rewarded with bonus interest for regular savings of $10 or more and no withdrawals in a month.
You could earn:
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base rate + bonus interest rate, when you make at least one deposit of $10 or more and no withdrawals in a month.disclaimer
Setting a savings goal
Keep motivated - you can set and track a goal in the ANZ Appdisclaimer on your ANZ Online Saver or ANZ Progress Saver accounts.
This calculator is a guide only. It is provided for illustrative purposes only and is based on the accuracy of the information you provided. It does not constitute a quote. ANZ does not store the information provided in this calculator.
Indicative total amount at the end of the period assumes no withdrawals, debits, fees or charges are processed from the account.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the ANZ Saving & Transaction Products Terms and Conditions (PDF) and the Financial Services Guide (PDF) which are available at anz.com or by calling 13 13 14 before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.
*Bonus interest is subject to eligibility. You will be eligible to receive bonus interest in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to your account on or before the last business day of that calendar month, and after the last business day of the previous calendar month.
ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver, ANZ V2 PLUS and ANZ Premium Cash Management Account. Terms and conditions and fees and charges apply to the eligible account.
ReturnOpen your first ANZ Online Saver account and you'll receive an introductory fixed bonus rate of % p.a. for 3 months, on top of the ANZ Online Saver standard variable rate (currently ). After 3 months, the ANZ Online Saver standard variable rate, applicable at that time, will apply. The introductory fixed bonus rate is only available on the first ANZ Online Saver account opened by customers who have not held an ANZ Online Saver in the last 6 months. In case of joint account holders, the introductory fixed bonus rate offer will only be received if all customers are eligible.
ReturnBonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently single deposit of $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Refer to ANZ Saving & Transaction Products Terms and Conditions for further details about transactions processed outside of this period. Bonus and base rates are variable and subject to change.
ReturnThe ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available here for iOS (PDF) and here for Android (PDF) and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.
ANZ App for Android is only available on Google Play™. ANZ App for iPhone is only available from the App Store.
Apple, Apple Pay, Apple Watch, Face ID, iPad, iPhone and Touch ID are trade marks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trade marks of Google Inc.
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