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Two savings accounts.
Better together.
Not everyone saves the same way.
That's why ANZ Plus offers more than one way to save.
There’s more than one way to save
When you join you’ll get an ANZ Plus and ANZ Save account, and you can choose to add an ANZ Plus Flex Saver account. They’re designed to work together to suit different kinds of saving.
ANZ Save
4.75% p.a.
Total rate.disclaimer
Here's how it works:
You’ll get a standard rate of 0.40% p.a + a bonus rate of 4.35% p.a when you grow your ANZ Save balance by $100 or more (on top of any interest you receive) each monthdisclaimer
ANZ Plus Flex Saver
4.75% p.a.
on your first $5,000.disclaimer
1.75% p.a.
for every dollar over $5,000.disclaimer
Important:
To be eligible for the ANZ Plus Flex Saver account you must be an existing ANZ Plus customer.
Please note that interest is earned on ANZ Save and ANZ Plus Flex Saver balances only.
The ANZ Plus Flex Saver account isn't available as a joint account yet.
Goals met.
Expenses covered.
You could supercharge your savings with ANZ Save and ANZ Plus Flex Saver, two savings accounts that are designed to work together.
ANZ Save
Get this account when you join
ANZ Save is a multi-goal savings account that comes with your ANZ Plus account.
Grow your savings
Get rewarded with bonus interest when you grow your balance by $100 or more (on top of any interest you receive) each month.disclaimer
Save for multiple goals
You could also use ANZ Save to work towards and earn interest on long-term savings goals.
Round up to save
Round up extra cents on eligible card transactions and send them straight to ANZ Save.
Keep your savings on track
Set up regular transfers from ANZ Save and watch your savings grow.
Partner up to save together
Invite your partner to save towards joint savings goals.
ANZ Plus Flex Saver
Choose to add this account
Add the ANZ Plus Flex Saver, a flexible account designed to work with your ANZ Save account.
Save at your own pace
Save flexibly, without monthly qualifiers or needing to make minimum deposits.disclaimer
Save for regular expenses
You could also use the ANZ Plus Flex Saver to earn interest on money set aside for bills, expenses and short term goals.
Move money in and out
Dip in when you need it and pay for bills and
expensesdisclaimer all while earning a great rate on balances up to $5,000.disclaimer
Make payments from your savings
Use the ANZ Plus Flex Saver to make paymentsdisclaimer directly from interest-earning savings.
Saving solo
ANZ Flex Saver isn’t available as a joint account.
Join ANZ Plus in minutes
Download the ANZ Plus app to join and open your accounts in minutes.“Sign up was a breeze – I can’t believe I joined ANZ Plus in under 5 minutes!”
Minimum of iOS 15.0 or Android 7.0 |
 |
An everyday account that sorts your spending
ANZ Plus is a transaction account packed full of helpful tools and personalised insights to help you spend smarter.
Fees that may apply
ATMs in Australia |
No transaction fees at ATMs owned by major banks in Australia |
International ATM withdrawal |
$5 (or free at any ANZ ATM) |
Overseas transactions |
3% of transaction value |
Inward international money transfer |
May incur a fee of up to $15 |
* Transaction fees may apply, see the ANZ Plus Deposit Account T&Cs for details of these fees.
Any advice is general and might not be right for you. The Financial Services Guide, Target Market Determination and ANZ Plus Deposit Account T&Cs are available at anz.com/anzplus. You should read them before deciding to apply for or keep these products. Australia and New Zealand Banking Group Limited ABN 11 005 357 522 AFSL 234527
The ANZ Privacy Policy is available at anz.com.au/privacy/centre/policy
Any advice is general and might not be right for you. The Financial Services Guide, Target Market Determination and ANZ Plus Deposit Account T&Cs are available for your reference. You should read them before deciding to apply for or keep these products.
If ANZ Plus isn’t right for you right now, check out our other ANZ products on anz.com
Apple, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
PayID® is a registered trademark of NPP Australia Limited.
BPAY® and Osko® are trademarks of BPAY Pty Ltd ABN 69 079 137 518.
ANZ Plus reviews and star rating refers to the ANZ Plus app reviews and rating in the Apple App Store. Please refer to the Apple App Store for current rating.
We use the effective daily balance of your ANZ Save account at 11:59pm (Melbourne time) on the last business day of the month to determine if you've met the requirement to grow your balance. See the ANZ Plus Deposit Account T&Cs for more about what’s included in your balance and how we work out if you're eligible for bonus interest. Interest rates are variable and subject to change.
If you're new to ANZ Plus, ANZ Save is only available if linked to an ANZ Plus account. Any advice is general and might not be right for you. The Financial Services Guide, Target Market Determination and ANZ Plus Deposit Account T&Cs are available for your reference (see links above). You should read them before deciding to apply for or keep these products.
ReturnDifferent interest rates apply to different parts of the effective daily balance of your ANZ Plus Flex Saver account. A higher rate applies for that part of the effective daily balance that is up to $5,000, and a lower rate applies to that part of your effective daily balance that is above $5,000. Interest rates are variable and subject to change. See www.anz.com.au/plus/interest-fees for interest rates. To be eligible for the ANZ Plus Flex Saver account you must be an existing ANZ Plus customer.
ReturnPayment functionality on the ANZ Plus Flex Saver is limited to PayTo, BPAY, Direct Debit, Pay Anyone, and PayID. The ANZ Plus Flex Saver does not come with a linked Visa Debit card.
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