Staff and Super

ANZ Smart Choice Super for employers and their employees (ANZ Smart Choice Super) is issued by OnePath Custodians Pty Limited (OnePath Custodians) (ABN 12 008 508 496, AFSL 238346, RSE L0000673).

Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522) is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). OnePath Custodians is the issuer of the product but it is not a Bank. Except as set out in the issuer’s contract terms (including the PDS), this product is not a deposit or other liability of ANZ or its related group companies. None of them stands behind or guarantees the issuer or any of the issuer's products.

This information is of a general nature and has been prepared without taking account of your or your employees’ objectives, financial situation or needs. The appropriateness of the information, having regard to these factors should be considered. You and your employees should read the ANZ Smart Choice Super Product Disclosure Statement (PDF 594kB), Additional Information Guide (PDF 952kB), Buy Sell Spread Guide (PDF 37kB), Insurance Guide - Standard Employer Plans (PDF 553kB) and the Electronic Access Terms and Conditions (PDF 79kB) before deciding to acquire, or to continue to hold an interest in ANZ Smart Choice Super. View the ANZ Smart Choice Super for employer and their employees Target Market Determination (PDF 464 kB). We recommend that you read the ANZ Financial Services Guide (PDF 479kB), before deciding whether to acquire or continue to hold this product.

Other key features including insurance, available investment options and performance, exit fees and functionality are relevant when choosing a super fund. In the event of any inconsistency between the information in this document and the constituent documents of ANZ Smart Choice Super for employers and their employees (e.g. governing rules, insurance policy) the terms of the constituent documents prevail. Before transferring money into ANZ Smart Choice Super, your employees should consider any lost benefits, in particular insurance cover, or whether exit  fees will be paid, investment costs incurred, investment risk changed, and where future employer contributions will be paid. Also consider eligibility to obtain adequate insurance in ANZ Smart Choice Super. This information can be found on annual statements or other documents for existing accounts. Insurance cover through ANZ Smart Choice Super can be applied for, including transfer of any existing Death and TPD cover currently held in another super account, before transfer by calling Customer Services. However, first consider whether eligible and whether that insurance is suitable as it may be subject to different terms and conditions to current insurances held.

This information (including taxation) is general in nature and does not consider your individual circumstances or needs. Do not act until you seek professional advice and consider a Product Disclosure Statement.

Read our Financial Services Guide (available by calling 1800 626 855) for information about our services, including the remuneration and other benefits that we may receive in relation to products and services provided to you.