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ANZ Business Low Rate
Our ANZ Business Low Rate credit card is as low as we go. It comes with our lowest ongoing interest rate on business purchases, as well as our lowest annual fee.
Plus, you’ll also save:
$100 with no Annual Feedisclaimer for your first year.
Use your accounting software to apply for your card faster
Apply online in 20 minutes through an encrypted, one-time connection to your accounting software. No application paperwork or need to visit a branch.
New Card. T&Cs, eligibility criteria, fees and charges apply (including a $100 Annual Fee after the first year).
Get your new ANZ Business Low Rate card
Low interest rate on purchases
Our lowest ongoing interest rate on purchases.
Card insurance
Protect your business against card misuse.
Interest rate on purchases | |
|---|---|
Interest rate on cash advances | |
Interest free days on purchases | 0 days |
Annual Fee | $100disclaimer |
Annual Additional Cardholder Fee | N/A |
Minimum credit limit | $1,000 |
Maximum number of cards | Unlimited |
For details about all applicable fees & charges please refer to the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and ANZ Commercial Card (ANZ Business One) Fees and Charges (PDF).
Explore other features
Keep track of business expenses
You'll receive simple monthly statements with transactions sorted by cardholder. Simplify your accounting processes with data feeds to Xero™, MYOB®, Intuit QuickBooks® Online and many more accounting software providers.
Security
- ANZ Falcon™ provides round-the-clock monitoring for suspicious transactions
- You won't be liable for fraudulent transactions on your ANZ credit card account with ANZ Fraud Money Back Guaranteedisclaimer
- Worldwide emergency credit card replacement.
Protect your business
Unauthorised Transaction Insurancedisclaimerinsures your business against unauthorised card use for up to $37,500 per cardholder and $200,000 maximum for the total account, in any 12 month period.
Fast online application
Apply in 20 minutes
ANZ GoBiz is an online platform which securely connects with your accounting software to assess your financial data, giving you a decision in minutes.
GoBiz is suitable if your business:
- Uses Xero, MYOB or Inuit QuickBooks
- Has at least 6 months of reconciled financial data in AUD
- Operates under a registered ABN/ACN.
- Has been GST registered if annual turnover is $75,000 or more
- Has an annual turnover not exceeding $10m
Banker-assisted
We'll call you ASAP
If you can't use ANZ GoBiz or just want to talk through your options, our expert business bankers are standing by to assist.
Just leave your details and we'll call you back within 1-2 business days.
Already a customer?
We're here to help you with your ANZ business credit cards
Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider whether it is appropriate for you.
ANZ recommends you read the applicable Terms and Conditions and the ANZ Financial Services Guide (PDF) before acquiring the product.
Products are available to approved applicants for business purposes only. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions, Fees and charges and eligibility criteria apply.
We recommend you obtain independent advice from a financial planner and registered tax agent if you are considering whether these products are right for you.
ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and ANZ Commercial Card (ANZ Business One) Fees and Charges (PDF) apply.
Offer available to new and approved applicants who apply for a new ANZ Business Low Rate account. ANZ may terminate or withdraw this offer at any time without prior notice. The Annual Fee offer applies only once per new ANZ Business Low Rate account. Offer is not available when transferring from an existing ANZ Business credit card account. The Annual Fee waiver is applicable for one year subsequent to the date you accept the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) in respect of the new ANZ Business Low Rate account. In subsequent years the Annual Fee (currently $100 but subject to change) will apply.
ReturnStandard variable interest rate as at and is subject to change.
ReturnThe Annual Fee is current as at today’s date and is subject to change. Please refer to the ANZ Commercial Card (ANZ Business One) Terms and Conditions (PDF) and ANZ Commercial Card (ANZ Business One) Fees and Charges (PDF) for details about all applicable fees and charges.
ReturnProvided the cardholder didn’t contribute to the loss and notified ANZ promptly of the fraud.
Return