What is the Reference Rate for the ANZ Plus Home Loan Variable?

The Reference Rate (also known as the Index Rate) for any ANZ Plus home loan depends on your loan type.

If you live in your property, the Reference Rate is currently 7.89% p.a. The interest rate applied to your ANZ Plus Home Loan Variable (Live In) is made up of the ANZ Standard Variable Home Loan Index Rate less your customer discount (if any).

If your property is an investment, the Reference Rate is currently 8.49% p.a. The interest rate applied to your ANZ Plus Home Loan Variable (Investment) is made up of the ANZ Standard Variable Residential Investment Property Loan (RIPL) Index Rate less your customer discount (if any).

Rates and discounts are subject to change.